# **Terms and Conditions for ILoveKharagpur **

**Welcome to ILoveKharagpur!**
These Terms and Conditions (“Terms”) govern your use of the services provided through the ILoveKharagpur website , and any related mobile applications, features, or content provided by ILoveKharagpur (“the Services”).

By accessing or using our Website and Services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please refrain from using our Website or Services.

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### 1. **Acceptance of Terms**
By accessing and using ILoveKharagpur ‘s Website and Services, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, please do not use the Website or Services.

### 2. **Eligibility**
You must be at least 18 years of age to use the Services offered on ILoveKharagpur. By agreeing to these Terms, you represent and warrant that you are at least 18 years old or have the legal capacity to form a binding contract.

### 3. **Services Provided**
ILoveKharagpur provides [description of services, e.g., healthcare payment processing, medical billing services, etc.]. The Services are available to users for the purpose of [briefly describe the main function of the services]. You agree to use the Services solely for lawful purposes and in accordance with these Terms.

### 4. **User Account**
To access certain features of the Website and Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the account registration process and to update your information as necessary. You are responsible for maintaining the confidentiality of your account credentials and are fully responsible for all activities under your account.

### 5. **Payment and Billing**
If you use any paid services offered on ILoveKharagpur, you agree to provide accurate billing information, including a valid payment method (credit/debit card, PayPal, etc.). You authorize ILoveKharagpur to charge the applicable fees to your payment method in accordance with the terms of the service.

Refunds, cancellations, and payment disputes are subject to ILoveKharagpur ‘s refund policy [insert link or describe the refund policy].

### 6. **Privacy and Data Protection**
We take your privacy seriously. By using our Services, you agree to our Privacy Policy, which explains how we collect, use, and protect your personal information. You can view our Privacy Policy [insert link here].

### 7. **User Conduct**
When using the Website and Services, you agree not to:

– Violate any applicable laws or regulations.
– Use the Services for any unlawful purpose, including but not limited to fraud or misrepresentation.
– Interfere with or disrupt the functionality of the Website or Services.
– Upload, post, or transmit any harmful or offensive content, including viruses, malware, or any other harmful software.
– Impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity.

### 8. **Intellectual Property**
All content on the Website, including text, images, logos, graphics, videos, and other materials, are owned by or licensed to ILoveKharagpur and are protected by intellectual property laws. You may not use, reproduce, distribute, or modify any content without prior written consent from ILoveKharagpur.

### 9. **Third-Party Links and Services**
The Website may contain links to third-party websites or services. ILoveKharagpur is not responsible for the content, privacy policies, or practices of these third-party websites. You acknowledge that your use of such third-party sites is at your own risk.